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Category : Healthy Living

What is the Helper’s High? – Bangor Daily News

Did you know that theres actually a phenomenon called the Helpers High, which is similar to a runners high? It means that giving gifts is actually good for your health!

Basically, its the flood of feel-good emotions that are released whenever you help someone (which also includes giving thoughtful gifts).

According to the Cleveland Clinic, giving to others can help:

Lower your blood pressure Boost your self-esteem Reduce depression Lower stress Make you happier Help you live a longer life

Pretty amazing, right?

Want some inspiration for health-related gifts this holiday season? Download our Healthy Holiday Gift guide here:https://wilcoxwellnessfitness.lpages.co/holidaygifts/

Scientists are still figuring out the whys behind this effect, but researchers doing MRI studies of people who gave to charity found that their brains reward center was stimulated, releasing all those feel-good endorphins.

This kind of good-for-you high is actually pretty addictive just like a runners high!

Thats probably why doing a favor (or performing a random act of kindness) is a surefire way to turn around a bad or stressful day.

Happy Holidays!

Wilcox Wellness & Fitness

WANT MORE OF THIS?Be sure to connect with us on Social Media. We post daily on bothFacebookandInstagramfor motivation, inspiration, and helpful tips, tricks, and strategies for healthy living. You can join ourprivate Facebook groupto go even deeper with us orbook a callto see how you can get started training with us in person. We cant wait to connect with you and support you along your journey with healthy living!

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What is the Helper's High? - Bangor Daily News

Recommendation and review posted by Alexandra Lee Anderson

Healthy Living: The new WW program – ABC27

Many will make health-related resolutions for the new year and some will consider weight loss programs to help reach weight-related goals.

WW, formerly known as Weight Watchers, has been around for 55 years.

The programs website says WW is a scientifically proven program for weight loss and wellness, with Digital, Studio and Personal coaching solutions to help meet your goals.

Two local women shared their WW successes with Daybreaks Amanda Peterson.

Stacy Koppenhaver started WW in July 2018 and has lost more than 100 pounds since. She credits WWs program saying it was a lifestyle change that combined weight loss, exercise and mindset.

Melissa LaCagninaalso used the WW program, losing 70 pounds in a year.

When did you start your weight loss journey?My journey with Weight Watchers started on October 20, 2018, after realizing I needed to do something about my weight.

How long did it take?As of my 1 year anniversary, I was down 70 pounds. This journey is ongoing for me.

Did you find success? How so?I have had much success with Weight Watchers. Weight Watchers teaches individuals to be more aware of what they are eating without eliminating food from their diet. Weight Watchers looks at your weight, height, gender, and age to determine how many points an individual can eat each day. The food we eat all has a certain point value. For example, the Dannon light and fit greek yogurt I eat is 2 points. The Tumaros wraps I eat are 1 point. The great news is, that there are so many zero point foods! These are foods that Weight Watchers has deemed as foods that they found individuals dont tend to overeat, such as fruits, veggies, and so many other options. There is also a bank of Weekly points you can use throughout the week in addition to your daily points. You can use these as you see fit with your lifestyle. I like to save those extra weekly points for the weekend when my family and I like to eat out. You can roll up to 4 points over each day. You can also earn fit points if you like exercising. I personally do not exercise at all during my journey. So much of my success is due to my mindset and the food choices I am making. As you eat food, track it in the helpful Weight Watchers app and it will subtract what you have eaten from your daily points. This way you can visually see what you have left for the day. In my opinion, it changes the way I look at food in a healthy way. There is a lot of flexibility with this program.

The app Weight Watchers has is extremely useful. It has a bar code scanner you can use to scan food which will tell you how many points the food is per serving. It also has a community of individuals who are on the program to that you can reach out to for support. The app will keep track of your points if you track the food you are eating. There are many different tools to help you be successful with the program such as recipes, restaurant names with point values for food, exercise ideas, and a personal coach you can chat with at anytime.

If you choose to do the program with the workshop option, you can attend weekly meetings to get extra support from others as well as the leader running the meeting. At the weekly meetings, you can also choose to weigh in and have your weight tracked in the app as well. You can choose to do Weight Watchers with the online only option as well. This will allow you track your own weight with the same great benefits of using the app. Both options have a monthly fee.

Over the last 55 years, WW has changed. Currently, theres a plan called myWW that allows users to fill out a personal assessment and get matched with an eating style.

For more information on myWW, click here.

With the new program, WW also upgraded their app and added an online support group called connect which allows program participants to connect with people around the world.

While Stacy and Melissa are supporters of WW, there are a lot of critics of the program. Some say it may promote disordered eating by labeling foods as good or bad.

Heres a statement from Registered Dietitian Nutritionist Dr. Amy Porto who is the President of the Central Pennsylvania Academy of Nutrition and Dietetics and an Associate Professor of Nutrition and Dietetics at Messiah College:

Diets are out and Wellness and Lifestyle changes are in and so it isnt surprising that every commercial diet program has claimed it is not a diet and instead is a lifestyle. Weight Watchers (now simply known by WW) is a perfect example of this re-branding in order to stay relevant to a new generation of dieters. And while WW claims the focus is on behavior goals and not weight goals I cant imagine that anyone joining WW is not looking to lose weight.

While the program does focus on diet and exercise and not a miracle product, it is possible to eat a lot of low-nutrient dense foods and stay within your allotted points.

Its WWs point system that takes away from true healthful eating. Points send the message that some foods are good or bad and that ZeroPoint foods can be eaten in unlimited amounts which can lead to disordered eating habits when looking for ways to get the most food for the least points rather than learning about balanced healthy eating.

Using points to determine what, when and how much to eat rather than getting in touch with the bodys innate cues is often why diets like WW are not sustainable long term. A 2015 study of more than 176,000 higher-weight people age 20 and older found that 95 percent to 98 percent of those who lost weight gained back all of it (or more) within five years (1).Most concerning is WW facilitators are not equipped with the necessary knowledge and skills to address questions related to the complexities of nutrition or the concerns of a person with a dysfunctional relationship with food.

Diet advice should not be one-size-fits-all. A registered dietitian (RD) or registered dietitian nutritionist (RDN) has the knowledge and skills to review your health history, favorite foods and exercise habits and is your best resource to assist you in developing a safe and realistic eating plan that you can stick with long term.

Rather than spending money on a diet program, the best investment you can make in the New Year is to spend more time in your kitchen. Eating meals that you prepared from the best ingredients you can afford will have the greatest impact on your health long term. And you dont have to wait until the New Year to get started because if it truly is a lifestyle change you want, then that includes the holiday season.

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Healthy Living: The new WW program - ABC27

Recommendation and review posted by Alexandra Lee Anderson

Global Healthy Living Foundation Executive Director Named to AIDS United Board of Trustees – Business Wire

UPPER NYACK, N.Y.--(BUSINESS WIRE)--The Global Healthy Living Foundation today announced that Louis Tharp, executive director and co-founder, joined the board of trustees of AIDS United, a national organization devoted to ending the HIV epidemic in the U.S. through strategic grant-making, policy and advocacy, and capacity building.

For twenty years, Ive dedicated my professional and personal life to raising awareness and improving support for people living with serious and lifelong chronic diseases, said Mr. Tharp. Its an honor and privilege to join the board of AIDS United, whose work has meaningfully advanced and improved the availability of community-driven responses to the HIV epidemic.

AIDS United has granted over $120 million to organizations addressing HIV across the U.S. during its history including $8 million currently to over 250 grantees in 40 states and territories. AIDS Uniteds Public Policy Council made up of 55 of the nations leading HIV service and advocacy organizations just celebrated its 35th anniversary advocating for policies, programs and appropriations with Congress and the federal government.

After a career in business, Mr. Tharp became a social entrepreneur in 1999 when he co-founded CreakyJoints, the digital community for millions of arthritis patients and caregivers worldwide who seek education, support, activism, and patient-centered research. In 2007, CreakyJoints became part of the Global Healthy Living Foundation (GHLF), which he also co-founded and now serves as Executive Director. GHLF focuses on health policy, advocacy, research, education and patient support issues impacting people with all types of chronic disease.

We could not be prouder to welcome Lou Tharp to AIDS United, said Jesse Milan, Jr., President & CEO at AIDS United, He combines outstanding not-for-profit business acumen and exceptional public health expertise with his personal passion for addressing health equity for underserved and stigmatized communities. As we confront issues of HIV and aging and HIV as a chronic disease, his experience building CreakyJoints and the Global Healthy Living Foundation will be immensely helpful.

Lous relentless passion to improve the quality of life for people living with chronic disease, including HIV, will directly translate into actionable ideas. AIDS United and the Global Healthy Living Foundation are better because of Lous dedication, strategic thinking, and compassion, added Seth Ginsberg, president and co-founder of CreakyJoints and Global Healthy Living Foundation.

Mr. Tharp was the first out gay coach at the U.S. Military Academy, where he was the swim coach of the West Point Triathlon team. He published his second book, Overachievers Diary in 2007, recounting the West Point tri teams rise to national prominence. Proceeds from book sales went to the West Point triathlon team. He is also a competitive open water and pool swimmer with 13 World Masters, Gay Games and OutGames gold, silver and bronze medals.

From 2003 to 2008, he served on the board of visitors for the College of Business at Butler University, Indianapolis, where he graduated with a B.S. and a B.A. in Journalism in 1972. He was Chairman of the Anti-Bias Commission, Rockland County, New York, from 1994-1996; Chairman of the Board of CANDLE, a Rockland County, New York, non-profit from 1994-1997; is a former member of the board of the Victory Fund, Washington, DC, the Lambda Chi Alpha Educational Foundation, and a current member of Knights Out, U.S. Military Academy. From 2012-2018 he accepted a position in the Obama administration serving on the Army Education Advisory Committee and was recognized for his service in the Congressional Record.

Louis and his husband, Jim Bumgardner, live in Upper Nyack, NY.

About AIDS UnitedAIDS Uniteds mission is to end the HIV epidemic in the U.S. through strategic grant-making, capacity building, and policy. AIDS United works to ensure access to life-saving HIV care and prevention services and to advance sound HIV-related policy for U.S. populations and communities most impacted by the epidemic. To date, our strategic grant-making initiatives have directly funded more than $104 million to local communities and have leveraged more than $117 million in additional investments for programs that include, but are not limited to HIV prevention, access to care, capacity building, harm reduction and advocacy. http://www.aidsunited.org

About Global Healthy Living FoundationThe Global Healthy Living Foundation is a 501(c)(3) non-profit organization whose mission is to improve the quality of life for people living with chronic illnesses (such as arthritis, osteoporosis, migraine, psoriasis, and cardiovascular disease) by advocating for improved access to health care at the community, state, and federal levels, and amplifying education and awareness efforts within its social media framework. GHLF is also a staunch advocate for vaccines. The Global Healthy Living Foundation is the parent organization of CreakyJoints, the digital arthritis community for millions of arthritis patients and caregivers worldwide who seek education, support, activism, and patient-centered research through ArthritisPower, the first-ever patient-centered research registry for joint, bone, and inflammatory skin conditions. Global Healthy Living Foundation recently launched PainSpot.org, a digital risk assessment tool for musculoskeletal conditions and injuries. Visit http://www.GHLF.org for more information.

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Global Healthy Living Foundation Executive Director Named to AIDS United Board of Trustees - Business Wire

Recommendation and review posted by Alexandra Lee Anderson

Healthy Living: Spirituality affects our health and wellness – Norwich Bulletin

Most people know that eating healthy foods, exercising appropriately and getting enough sleep contribute to good health. Another factor, spirituality, has also been shown to positively impact health and overall quality of life.

As we head into the holiday season, theres much talk about spirituality. But what does it mean to be spiritual and how can it impact our overall health and wellness?

Spirituality resides within an individual and what they personally believe. Some of these beliefs are shared with others and expressed through religious traditions. Spirituality can also be expressed in ways not considered religious.

Wherever our beliefs originate, they become our guides to making daily decisions that shape our lives. Our priorities, and therefore our choices, are based on what we see as our highest good. Having meaning and purpose in life can promote self-care and loving relationships with ourselves, others, and with the world at large.

While hostile relationships cause stress and fear, healthy relationships provide peace and security. Forgiveness, developing a strong sense of personal worth, and affirmation allow us to live life more fully.

There is a connection between our mind, body and spirit. Research shows that our beliefs and spiritual practices change our biology. Just as brushing our teeth helps prevent cavities, there is evidence that having purpose and engaging in spiritual practices such as meditation and gratitude, directly impact our bodys healing properties.

Most forms of meditation, religiously based or not, involve techniques such as mindfulness, or focusing the mind on a particular object, thought, or activity to train attention and awareness, and achieve a mentally clear and emotionally calm and stable state. This training of our attention has been shown to have many benefits including lower blood pressure, improved immune system and decreased stress.

The practice of gratitude the appreciation of what is valuable and meaningful to oneself can also lead to an overall increase in well-being. We can train ourselves to be constantly grateful for the little things in life. Some individuals find that they have a better nights sleep when they name three things they are grateful for before bed. The more we practice gratitude, the more we default to positivity instead of negativity.

Spirituality can prevent some health problems and help us cope and recover better from illnesses. Caring for ourselves, our neighbors, and the world with gratitude and compassion not only brings us greater peace, but healthier bodies.

The Rev. Jonathan Scott serves as chaplain at Day Kimball Hospital and leads the hospitals pastoral care department.

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Healthy Living: Spirituality affects our health and wellness - Norwich Bulletin

Recommendation and review posted by Alexandra Lee Anderson

Tompkins Bank of Castile and Tompkins Insurance donates $150K toward Healthy Living Campus – The Batavian

Submitted photo and press release:

With the YMCA fundraising underway, Tompkins Bank of Castile and Tompkins Insurance generously donated $150,000 to the Healthy Living Campus Capital Campaign in a check ceremony Thursday (Dec. 12).

Their gift is in celebration of their 150th Anniversary serving the community. The YMCA wishes continued success for Tompkins Bank of Castile and Tompkins Insurance as both of our organizations work together to provide opportunities for the Genesee County area.

The Healthy Living Campus will be transformational for Downtown Batavia and benefit community residents as the new facility will have:

Accessibility for the handicap;

State of the art indoor playground;

Splash pad;

Teaching kitchen;

Indoor track;

Preschool wing;

Pickup and drop-off for kids;

Larger gym;

New programs with the United Memorial Medical Hospital including working with physicians, dietitians, nutritionists, survivor programing to name a few.

Tompkins, one of the largest employers in the City of Batavia, pledged the money this spring.

This project will be transformational for downtown Batavia and benefit thousands of community residents for many years to come, said John McKenna,president and CEO of Tompkins Bank of Castile, in March.

Were excited to play a pivotal role in a project that is going to bring such positive change to the community, David Boyce, president and CEO of Tompkins Insurance, added at that time.

The donation will support a $22.5 million land redevelopment project that includes the current YMCA and United Memorial Medical Center (UMMC) Cary Hall on Main Street in Batavia. The initiative will have a substantial impact on Main Street, which is home to the headquarters of Tompkins Bank of Castile and Tompkins Insurance Agencies.

This community initiative is expected to boost the regional economy by about $60 million over the course of its first decade, including jobs at the new campus and during construction, according tothe Genesee County Economic Development Center.

Top photo, from left: John McKenna, president and CEO of Tompkins Bank of Castile; Rob Walker, GLOW YMCA chief executive officer; and David Boyce, president and CEO of Tompkins Insurance.

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Tompkins Bank of Castile and Tompkins Insurance donates $150K toward Healthy Living Campus - The Batavian

Recommendation and review posted by Alexandra Lee Anderson

Football tournament to promote healthy lifestyle – The Hindu

As part of the public campaign initiated under the Aardram Mission project, the Department of Health Services, in association with the National Health Mission (NHM), will organise a State-level football tournament for health department staff at Moozhikkal on Saturday. Health Minister K.K. Shylaja will open the tournament at 6 p.m.

District Medical Officer V. Jayasree told reporters here on Friday that the tournament would highlight the need for a healthy lifestyle, diet and regular exercise for a healthy living. The tournament would draw the participation of officials from all the 14 districts, she said.

A friendly match between teams representing the media, health and revenue departments would be part of the campaign event. Videos explaining the message of the sporty campaign would be screened for the public at the venue.

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Football tournament to promote healthy lifestyle - The Hindu

Recommendation and review posted by Alexandra Lee Anderson

Living a healthy and active life with arthritis: Signs, symptoms and treatment options – Jersey’s Best

According to the Centers for Disease Control and Prevention (CDC), 54 million Americans nearly a quarter of the US population suffer from some form of arthritis, a painful inflammation of the joints which can impair quality of life. Osteoarthritis (OA) and rheumatoid arthritis (RA) are among the two most common types, and when it comes to treating them, identification of symptoms and accuracy of diagnosis are key, said Michael Lewko, MD, medical director of St. Josephs New Jersey Arthritis and Osteoporosis Center in Clifton.

By contrast, Rheumatoid arthritis is an autoimmune disease which affects 1.3 million Americans, most of whom (75%) are women, typically between the ages of 30 and 50 or over 60, Dr. Lewko said. RA is often associated with the presence of swelling in the hands and/or feet, making patients feel like theyre bound up or frozen, especially in the morning, said Dr. Lewko, who noted that RA symptoms also can include fatigue/low energy, fever, loss of appetite and depression as well as inflammation of the eyes, nerves/blood vessels, skin and other organs.

Top Tips for Treatment and Prevention

Treatment begins by understanding the conditions and complexities of each patient, such as their stage of life, work conditions and lifestyle, and bringing the best of ancient wisdom to modern medicine, said Dr. Lewko, a longtime practitioner of integrative rheumatology.

Following, Dr. Lewko shares top tips for preventing osteoarthritis and rheumatoid arthritis or slowing their progression:

Stay Active. While patients with arthritis may complain that exercise hurts, its important to stay active and find exercises that will stimulate your bones, strengthen your muscles, tone your tendons and ligaments, and promote cardiovascular health, Dr. Lewko said. For those with osteoarthritis, Swimming is great for load-bearing joints and tai chi enhances balance and mind-body spirit. For those with RA, Inflammation is the major factor and we need to bring down the fire causing all the havoc; walking, yoga and aerobic exercises will help get blood flowing and boost circulation. For both OA and RA, stretching and physical therapy can bring relief from pain while enhancing strength.

Overall, there have been many technological advances in the field of arthritis that the medical community can use to treat patients, but there isnt really a magic bullet, Dr. Lewko said. We want patients to be empowered to help their own body heal itself and to be an active part of the treatment and prevention. As a team, we can achieve it together.

St. Josephs Health World-Class Care

St. Josephs Health is a world-class hospital and health care network supported by leading and renowned physicians, nurses and care teams and operates a full continuum of care, including a regional tertiary care medical center, a state-designated childrens hospital, an acute care hospital, rehabilitation and long-term facilities, and comprehensive home care.

St. Josephs Health has locations at 703 Main St. in Paterson, (973) 754-2000, and 224 Hamburg Turnpike in Wayne, (973) 942-6900, and can be visited at http://www.stjosephshealth.org. The New Jersey Arthritis and Osteoporosis Center is located at 871 Allwood Road in Clifton and can be reached by calling (973) 405-5163.

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Living a healthy and active life with arthritis: Signs, symptoms and treatment options - Jersey's Best

Recommendation and review posted by Alexandra Lee Anderson

Lululemon Stock Is Worth Owning. How to Play It With Options. – Barron’s

Photograph by Patrick T. Fallon/Bloomberg

Text size

In a world obsessed with healthy living, Lululemon Athletica is in a class all of its ownand its recent earnings disappointment doesnt change that. With the stock still near a 52-week high, the best way to play it could be with options.

The companys exercise clothes seem to make people look physically better than they really are, and anyone who is already in shape seems to be even fitter if they are wearing Lululemon (ticker: LULU).

Looking good is not cheap, but Lululemons customers are often insensitive to price because of how they feel when they wear the clothes. Plus, they tend to have money to begin with.

And therein lies the magic that helps explain Lululemon stocks extraordinary performance. Shares are up some 100% this year, and while the all-important holiday shopping period will be over at months end, investor enthusiasm for Lululemon seemingly knows no limits.

This is somewhat extraordinary since the stock markets perpetually high level has many investors worried about what tomorrow may bring. Famed investor Warren Buffett has amassed an extraordinary cash position of about $128 billion because he is reportedly struggling to find investment opportunities.

Analysts, however, are increasingly bullish on Lululemons prospects, even after the stocks meteoric year. Rather than advising clients to take profits because doubling money in less than a year is rare, analysts are telling investors that 2020 should also be a good year for Lululemon. MKM Partners recently increased the stocks target rating to $255 from $218. Oppenheimer raised the target price to $260, and told clients that 2020 could be a good year, too.

Investors appear to feel the same way. They were unfazed earlier in the week on news that Stuart Haselden, the companys respected chief operating officer, resigned to become chief executive of Away, a start-up luggage company. Plus, the stock has support on the Street.

The one hitch: Lululemon reported third-quarter earnings after the close on Wednesday. The results were good, but investors wanted more so they could feel good about owning a stock that has performed so well this year. The stock fell 3.7% on Thursday.

The numbers tell only part of the story, however, and they miss what is arguably the most valuable part of Lululemon: the community that has developed around Lululemons products. What began as a maker of high-end yoga apparel has morphed into an athletic-lifestyle company.

Lululemon leggings are worn in the way older generations might have worn Chanel, or a handsome suit from Paul Stuart. The comparisons might seem dramatic, but Lululemon has become a prestige brand. The apparel is often more expensive than most of the goods made by Nike (NKE), Under Armour (UA), and other competitors. Leggings cost about $100. The same for tops. Jackets cost about $200.

The setup creates some interesting opportunities to sell cash-secured puts to trade the stock and reshape the risk at a time when it is difficult to feel entirely at ease buying a stock that is trading near a 52-week high.

With the stock around $222, investors can sell Lululemons January $210 put for about $4.

Should the stock be above the strike price at expiration, investors can keep the put premium. If the stock is below the strike price at expiration, investors must buy the stock, or cover the put. The key risk is that the stock falls far below the put strike price, obligating investors to pay top dollar to buy either the stock or put.

At least for now, with the company appearing to execute on all cylinders, the risk of a sharp Lululemon stock decline seems worth taking. Even if you would not be caught dead in tight-fitting leggings and tops, and the idea of contorting yourself into a yoga pose seems laughable, you can use the power of finance to express your inner namaste.

Email: editors@barrons.com

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Lululemon Stock Is Worth Owning. How to Play It With Options. - Barron's

Recommendation and review posted by Alexandra Lee Anderson

3 Easy Habits That Can Help You Retire Sooner – The Motley Fool

For many workers, retirement can't come soon enough. You may be counting down the days until you can leave your job and start living life on your own terms, traveling or spending time with family -- or simply relaxing.

However, many workers also end up needing to work longer than they'd like. Roughly half of baby boomers have no retirement savings at all, according to a report from the Insured Retirement Institute, and one-third of boomers say they don't expect to retire until at least age 70 -- if they ever retire at all.

If you want to keep working in retirement, there's nothing wrong with that. But if you're forced to work longer than you'd like because you can't afford to leave your job, that could put a damper on your retirement plans. By making a few simple lifestyle changes, however, you can get into the habit of saving more money so you can retire sooner.

Image source: Getty Images

One of the easiest ways to save for retirement is to set up automatic contributions, so that a set amount of money goes straight from your paycheck or bank account to your retirement fund every week or month. This makes saving effortless, because you don't have to think about it. However, it is important to check in on your savings regularly and increase the amount you're contributing.

There's no exact formula as to how much you should save or how often you should increase your contribution rate, but aim to boost your savings rate at least once a year, or whenever you get a bonus or raise.

Also, you don't have to boost your contribution rate significantly to see your savings spike. Even if you can only save an extra $10 or $20 per month, that adds up to hundreds of dollars per year. And if you're able to increase your savings by that rate year after year, your retirement fund will grow exponentially.

If you're not tracking your spending, it's tough to get a clear picture of exactly where all your money is going. And when you don't know where all your money is going, it's challenging to figure out if you're overspending, and where you can cut back.

Tracking your spending doesn't have to involve complex spreadsheets and calculators. In fact, there are several apps that can manage your money for you, even breaking your expenses down into different categories to make it easier for you to see all your costs in one place. From there, you can set spending limits and goals for yourself so you can save a little more each month.

Be sure to be consistent when tracking your expenses, too. Try your best to stick to your spending limits every month, and if you notice any patterns -- like if you consistently overspend on the weekends, or when you're out with friends -- be especially diligent about keeping your spending in check during those times. After a while, tracking your spending will become second nature, and it will feel like more of a healthy lifestyle habit than a tedious task.

When retirement is still decades away, you may be tempted to focus more on the short-term goal of saving a little each month. But it's just as important to think about your long-term goals, because that can help you determine whether you're doing enough right now to reach them.

Especially when it comes to saving for retirement, if your savings are off track, it's much easier to correct the problem when you catch it early. If you wait until you're 5 years away from retirement to realize you're hundreds of thousands of dollars short of reaching your saving goal, there's not much you can do at that point.

Every year or two, take some time to think about your retirement goals. Consider factors like the age you'd like to retire, how much you think you'll spend each year in retirement, and how long you estimate you'll live. All of these things will impact how much you need to save, so if any of these goals change, you'll need to adjust your retirement plan.

Next, throw all this information into a retirement calculator to see how much you should aim to save. Even if you've already done this, it's a good idea to recalculate your retirement number every year or two to make sure you're still saving enough. If your results show that you should be saving more each month than you currently are, that's a sign that you're falling behind. The earlier you can make adjustments and start saving more, the better shot you have at retiring when you want.

If your goal is to retire sooner rather than later, you'll need to supercharge your savings to ensure your money will last the rest of your life. Fortunately, you don't have to win the lottery or inherit a fortune to do that. By integrating a few healthy financial habits into your lifestyle, you can save more and increase your chances of enjoying an early retirement.

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3 Easy Habits That Can Help You Retire Sooner - The Motley Fool

Recommendation and review posted by Alexandra Lee Anderson

New UB institute to address health disparities in Buffalo – UB Now: News and views for UB faculty and staff – University at Buffalo Reporter

By DAVID J. HILL

In collaboration with the community, UB is focusing the expertise and passions of researchers and students from across the university on a major new effort to address one of the most pressing problems facing the city of Buffalo: health disparities among people who live on the citys East Side.

The university today announced the launch of the UB Community Health Equity Research Institute, a center that will conduct research that addresses the root causes of these health disparities, while developing and testing innovative solutions to eliminate health inequities in the region.

The vision of the institute is to ensure that wellness and social well-being become a reality for all people in Buffalo, including people of color residing in underserved neighborhoods and who are more likely to have serious, chronic and often preventable diseases, as well as significantly higher mortality rates.

Faculty researchers and students from 10 UB schools will collaborate within the institute.

The Community Health Equity Research Institute exemplifies UBs longstanding commitment to engage with our local partners to build a healthier, stronger, more prosperous region, President Satish K. Tripathi said. We have founded this institute on principles of social justice that our university community hold dear specifically, the belief that all of our neighbors across all neighborhoods deserve the right to a bright, healthy future.

The new UB institute builds on the work of the community-wide African American Health Equity Task Force formed in 2014 in response to the striking health disparities experienced by African Americans in Buffalo, particularly in the East Side zip codes of 14204, 14206, 14211, 14212 and 14215.

The task force is a coalition that includes UB, Cicatelli Associates Inc., Concerned Clergy of WNY, Erie County Medical Center, Millennium Collaborative Care, NeuWater & Associates, the Population Health Collaborative of WNY and other community groups and community members.

I know in the communities I represent poor health care continues to be a major issue for many of the residents who live there, said Assembly Majority Leader Crystal Peoples-Stokes.

We know that some of the root causes for poor health among many African American communities are lack of access to health care, lack of healthy food options, environmental pollution, poor housing, lack of exercise and unemployment, among others, Peoples-Stokes added.

Thanks to the new UB Community Health Equity Research Institute and the hard work of the African American Health Equity Task Force, were now taking some real action in addressing these issues in our most underserved communities. All residents deserve the chance to lead healthy and happy lives. The UB Community Health Equity Research Institute is a major step toward health equity for all residents.

African Americans living in the citys East Side experience higher rates of poverty and suffer from higher rates of lung cancer and infant mortality in addition to increased risks of hospitalization for heart failure and diabetes compared to the white population, according to the 2017-19 Erie County New York Community Health Assessment by the Erie County Department of Health.

In addition, 3 in 5 African Americans living in Buffalo die prematurely, twice the rate of whites.

Much of this health inequity is caused by social determinants: high unemployment, underdeveloped neighborhoods, absence of grocery stores and poor access to health care, among others.

By uniting UB researchers who possess a broad range of expertise from medicine and public health to law and management the institute aims to negate the effects of decades of federal and local policies that have created racial, residential and educational segregation and disinvestment in communities of color.

This interprofessional community of faculty, students and community partners will perform research that employs a community participatory research model to inform regional health and social policy. This model engages the community by allowing residents to drive the research agenda and participate in the design of the research and the studies conducted.

This is a historical moment, for not only the University at Buffalo but for the community, said George F. Nicholas, pastor of Lincoln Memorial United Methodist Church and convener of the African American Health Equity Task Force.

The issues of health disparities are caused by the social determinants of health, which are rooted in generations of racial oppression beginning with the enslavement of African people and continuing now in uneven distribution of resources and public policy, Nicholas added.

I am encouraged that the university, under the leadership of President Tripathi, is willing to be bold in engaging in problem-solving with the goal of bringing health equity for all in this region. This goal can only be attained with the major contributions by this multidisciplinary institute working in close collaboration with other community partners.

The institute will be comprised of faculty and students from the following UB schools: Jacobs School of Medicine and Biomedical Sciences, Nursing, Public Health and Health Professions, Pharmacy and Pharmaceutical Sciences, Social Work, Architecture and Planning, Law, Management, the Graduate School of Education and the College of Arts and Sciences. It will also leverage the expertise and resources of UBs Community for Global Health Equity, the Clinical and Translational Science Institute and the Office of Research Advancement.

With the launch of the UB Community Health Equity Research Institute, were further developing a strategic plan to address the health disparities that exist on Buffalos East Side and among African American and poverty-stricken populations, said State Sen. Timothy M. Kennedy.

I commend President Tripathi for dedicating significant resources to this endeavor, and thank the UB educators and students who will help shape this important conversation and identify comprehensive, long-term solutions that will improve wellness and city-wide health outcomes, Kennedy said.

Timothy Murphy, SUNY Distinguished Professor and senior associate dean for clinical and translational research in the Jacobs School, will lead the institute. He is also director of UBs Clinical and Translational Science Institute.

Leadership will also include the following associate directors: Susan Grinslade, clinical professor, School of Nursing; Henry Louis Taylor Jr., professor of urban and regional planning and director of the Center for Urban Studies, School of Architecture and Planning; and Heather Orom, associate professor of community health and health behavior, and associate dean for equity, diversity and inclusion, School of Public Health and Health Professions.

The institute will also name a research administrator and a steering committee that will meet monthly to guide strategic priorities.

Were pioneering some unique and innovative approaches to medical research and health care in Buffalo, Murphy said. With the talent and expertise at UB and other local institutions, we have the opportunity to become a national leader in developing solutions to health inequities.

Three key goals will guide the centers work:

As we continue our work to make the city of Buffalo a place of inclusion and opportunity for all, it is essential that all our residents have access to the health care and health tools necessary to achieve the healthy lifestyle they deserve, Buffalo Mayor Byron W. Brown said.

This new initiative, which will include UB staff and students, as well as numerous nonprofit, neighborhood and church organizations, will help us develop and deliver innovative health solutions to our most underserved residents, especially those who live on Buffalos East Side, Brown added.

Funding for the centers research will come from a variety of sources, with a heavy focus on National Institutes of Health (NIH) grants. The center aligns closely with NIHs funding priorities, which include health disparities research.

The work of the institute will build upon several new and ongoing grant-funded projects underway at UB focused on improving health and access to health care in Buffalo. The projects include:

Launch of the Community Health Equity Research Institute is an example of UBs ongoing efforts to deepen its impact and outreach in the many communities it serves. The institutes objectives are aligned with the strategic goals of the university focused on providing students with transformative, innovative and research-grounded educational experiences; promoting a university-wide culture of equity and inclusion; deepening the universitys engagement with the community; and achieving greater societal impact locally and globally.

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New UB institute to address health disparities in Buffalo - UB Now: News and views for UB faculty and staff - University at Buffalo Reporter

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